Frequently Asked Questions About Long Term Care Insurance

What is Long Term Care? Long-term care (LTC) is defined as needing assistance for more than 90 days with your activities of daily living, or ADLs (bathing, dressing transferring, eating, toileting and continence) or needing substantial supervision due to a severe cognitive impairment (Alzheimer’s or other forms of dementia, etc.). Doesn't Medicare pay for Long [...]